bluetick wrote:puterbac wrote:
Frankly we used to be able to have some actual discussions about why something was good or bad etc, but it has devolved into Stiffler like responses
Hell all I said was that if it wasn't for Oprama care being passed then even I could deal with the loss.
Opramacare and its implications are downright scary IMO. You may disagree, but you never say why. Its just insults and one liners.
Maybe tick sees a boon to his biz with Opramacare (thanks govt welfare...heh) and maybe DSL is just cranky cause he has to pay his own rent now. I don't know.
I've been in heathcare insurance for 27 years and know BCBS TN like the back of my hand. Since the mid-90s I've been sounding the alarm from cnnsi to worlcrashing to this place about the crippling rise of healthcare costs to the consumer - not with one-liners, but with charts and graphs and articles and all manner of facts supporting the obvious. The US spent a thousand bucks per person on individual care back in the 80s, it started building to 3-4k in the 90s, and then skyrocketed during the bush years to 8k. Most of that time YOU, puterbac, kept mum with your sweet family plan paid in full by your employer. You chose to ignore the light at the other end of the tunnel, and now the train is bearing down on you ("I have to pay 30% of my plan - SHITTTT"). That you think this started with obamacare is hilarious (healthcare costs actually stabilized for most of his term). But a generation of huge increases coupled with The Great Recession was bound to reach a tipping point. You get that, right?
Maybe I'll pull some more charts out again, just for you. Now that you've got skin in the game.
bluetick wrote:puterbac wrote:
Frankly we used to be able to have some actual discussions about why something was good or bad etc, but it has devolved into Stiffler like responses
Hell all I said was that if it wasn't for Oprama care being passed then even I could deal with the loss.
Opramacare and its implications are downright scary IMO. You may disagree, but you never say why. Its just insults and one liners.
Maybe tick sees a boon to his biz with Opramacare (thanks govt welfare...heh) and maybe DSL is just cranky cause he has to pay his own rent now. I don't know.
I've been in heathcare insurance for 27 years and know BCBS TN like the back of my hand. Since the mid-90s I've been sounding the alarm from cnnsi to worlcrashing to this place about the crippling rise of healthcare costs to the consumer - not with one-liners, but with charts and graphs and articles and all manner of facts supporting the obvious. The US spent a thousand bucks per person on individual care back in the 80s, it started building to 3-4k in the 90s, and then skyrocketed during the bush years to 8k. Most of that time YOU, puterbac, kept mum with your sweet family plan paid in full by your employer. You chose to ignore the light at the other end of the tunnel, and now the train is bearing down on you ("I have to pay 30% of my plan - SHITTTT"). That you think this started with obamacare is hilarious (healthcare costs actually stabilized for most of his term). But a generation of huge increases coupled with The Great Recession was bound to reach a tipping point. You get that, right?
Maybe I'll pull some more charts out again, just for you. Now that you've got skin in the game.
No tick. I never said there was no problem. My insurance has never been paid in full. I've had skin in the game the entire time. I'm not the 47%. It didn't start with Opramacare, but tell me how Opramacare is going to make it better. Everything that is currently in effect with Opramcare increases costs. 100% coverage on many many things with NO co pays, no life time limits, no pre-existing, coverage for 26 year olds as if they were children, etc.
NCVOL said it right when he said healthcare is an inelastic economy. My life is worth infinite dollars to me, but not to govt or ins company.
I think the biggest problem is people want the best care possible, but they don't want to pay anything for it. They think it should all be covered 100%. New treatments, new medical devices, etc cost a shit ton of money to develop and then market. The best costs money, but people don't want to pay for it. They'll drop 50 grand on a truck, but complain endlessly about 10k bill for surgery that saved their life.
The consumer doesn't really see the cost other than in premiums. Bottom line is if something is cheap or free people will naturally use more of it and Opramacare really pushes 100% coverage and NO copays for quite a lot things meaning there is NO incentive to not use it.
Of course lawsuits and malpractice insurance is a huge issue. How much it actually impacts costs...I don't know. Probably less than people think.
Defensive medicine probably adds more cost, but when your liable if you don't run a test...wtf are you gonna do?
I'm open to suggestions, but I don't see Opramacare fixing anything. In the end it will drag everyone down lower and govt will just try and cut reimbursement to save costs cause that is all they know how to do. Well that and rationing.
And my coverage is pretty normal: 80/20, in network only (unless emergency), max out of pocket up this coming year. Although I don't know why I am supposed to apologize because my job happens to have an okay insurance plan. It isn't any kind of unicorn plated UAW plan, but its okay.